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	<title>Self Mastery University</title>
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	<description>School of Life by Judah Kochies</description>
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		<title>Self Mastery University</title>
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		<title>Jesus, Buddha, or Allah?  Who is the Real God?</title>
		<link>http://selfmasteryuniversity.wordpress.com/2008/04/02/jesus-buddha-or-allah-who-is-the-real-god/</link>
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		<pubDate>Wed, 02 Apr 2008 17:26:40 +0000</pubDate>
		<dc:creator>Judah Kochies S.</dc:creator>
				<category><![CDATA[Consciousness]]></category>
		<category><![CDATA[Law of Attraction]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[Spiritual Enlightenment]]></category>

		<guid isPermaLink="false">http://selfmasteryuniversity.wordpress.com/?p=39</guid>
		<description><![CDATA[To me, God is an entity that is the creator of creation.  I choose to call it God, although some call it Buddha, Allah, Krishna, Jehovah, Yahweh, Jesus, Universe, Energy, and the list goes on.  It does not matter what we call it.  The only thing that matters is that we become one with it, if [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=selfmasteryuniversity.wordpress.com&amp;blog=3289622&amp;post=39&amp;subd=selfmasteryuniversity&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>To me, God is an entity that is the creator of creation.  I choose to call it God, although some call it Buddha, Allah, Krishna, Jehovah, Yahweh, Jesus, Universe, Energy, and the list goes on.  It does not matter what we call it.  The only thing that matters is that we become one with it, if you so choose.</p>
<p>My question to you&#8230; do you make your heart beat or does it just beat?  Do you make your lungs inflate and deflate or is this part of a natural process?  If you are not doing those bodily functions, then the question remains. Who or what is keeping you alive in the physical world?  So, who is driving the body?????</p>
<p>Just as you get inside of a car and drive, so too do you drive the body.  What color is this being?  What does it look like?  This I know for sure, the being driving the body is colorless, boundless, and ageless. It&#8217;s forever flowing and in constant seek of peace and oneness with all of creation.</p>
<p>The war is not between flesh and blood but, our thought processes that&#8217;s constantly creating our physical reality. Every moment of our awakened life is a constant war between thoughts that bring forth peace, love, happiness and thoughts that bring forth envy, lust and hatred. So&#8230; I&#8217;m not your enemy, the enemy is you.  Let me elaborate, I am not scared of you, terrorist attacks, or any military force.  I&#8217;m scared of the enemy inside of me!</p>
<p>So, the enemy is the part of you that wants you to live in anger, rage, hatred, depression, stress, and all the ill emotions that causes the human family to suffer.  It is the part of you that tells you&#8230; &#8220;I&#8217;m stupid.&#8221;  &#8220;I can&#8217;t do anything right.&#8221;  &#8221;I&#8217;m a failure.&#8221;  &#8220;I&#8217;m too fat.&#8221;  &#8220;I hate myself.&#8221;  Do you get the picture?  Your enemy is your negative thoughts and feelings that cause destruction to the human soul.  The human soul is your true nature.  The human soul is your god self!  The part of you that wants you to live with and in peace, harmony, love, happiness, prosperity, compassion, wholeness, and abundance.  </p>
<p>You see, this presence that most of the world calls God is not outside of you, it is within. You have the divine ability to access this presence at any given moment, and like I said earlier, this is nothing more than your true nature or your god (higher) self.  So, the war is between your inner beings and not the circumstances, situations, or elements of the physical world.</p>
<p>This is the miracle of human potential and potentiality is the key to existence!  And through this miracle you have the potential to become a child of God, again, if you so choose.</p>
<p>Let me explain this to you a little more in detail if I may&#8230;  </p>
<p>If you take an apple seed and cut it in half, do you see an apple tree?  No, you see the potentiality of an apple tree coming into existence. What has to happen in order for the seed to become a tree?  The seed must give its wisdom to the earth and the earth must, in return, give its wisdom to the seed in the form of fertilization (fertile soil). The sun and the rain must also give its wisdom to the earth. What is taking place here?  I call it the miracles of life because it&#8217;s unconditional love and a mutual respect between the seed, earth, rain, and the sun that gives the seed the potential to become a beautiful apple tree.</p>
<p>You are that seed my sisters and brothers.  You have the divine ability to become what you desire because,  what you desire desires you in return.  You must give what you wish to receive!  The answers of creation and your Creator are within the inner beatings of your heart.  Your brain is hardwire to know God.  Who is God?  Look in the mirror and look deep within your eyes and it&#8217;s presence will reveal itself&#8230; only when you are seeking. </p>
<p>You&#8217;ve heard the old saying, when the student is ready the teacher will appear.  Well, when the child is ready his/her Creator will appear!  </p>
<p>Besides God being everything in existence which it claims to be, and if this is true,  then you too must be God right?  You are God manifested in the physical form.  You are a spiritual being having a human experience here in this physical dimension.  You are &#8220;NOT&#8221; a human being in search of your spiritual self.</p>
<p>You must understand that the &#8220;spiritual&#8221; world is simultaneously operating within the physical and is actually controlling it . Again, what&#8217;s keeping your heart beating?  You can&#8217;t see the spiritual world but it lives.  It is within us, around us, and surrounds us.  You are the creator of your physical reality.  You create your reality by the way you think and your decision making.  You attract into your life circumstances and situations based off your thought processes.  In short, you&#8217;ve attracted this message into your life, on this very day, because of your thoughts and emotional responses concerning the subject matter at hand.  Hence the terms, &#8220;Ask and it is Given&#8221; or &#8220;Seek and you shall Find.&#8221; This process is also called the &#8220;Law of Attraction.&#8221;</p>
<p>You co-create your everyday with the creations that&#8217;s been here since the beginning of time.  We don&#8217;t create nothing by ourselves!  Everything that is here has been here.  We co-create with everything in existence.  Everything you ever wanted in life is here for you.  However, you must align yourself with your intension and manifest your desires, because again, you are the creator of your desires and you co-create with the elements that will bring forth those desires.</p>
<p>This is just my knowing and I&#8217;m still a student of life just as you.  Never stop searching for divinity!  The answers are within you.  And yes, there are helpful tools to help us along our journey like the Bible, Torah, Vedas, Bhagavad Gita, Upanishads, and the teachings of Buddha. I also recommend you learn about quantum physics and how this science will &#8220;help&#8221; bridge the gap between the physical and spiritual world at large.</p>
<p>In my conclusion I would like to leave you with two bible versus from the Book of Genesis.</p>
<p>GENESIS 1:26 &#8211; Then God said&#8230;</p>
<p>&#8220;Let us make man in our image, according to our likeness; and let them rule over the fish of the sea and over the birds of the sky and over the cattle and over all the earth.&#8221;</p>
<p>GENESIS 1:27 &#8211; continues to say&#8230;</p>
<p>&#8220;God created man in his own image, in the image of God he created him; male and female he created them.&#8221;</p>
<p>The answers to your burning questions are within you.  I think the truest question shouldn&#8217;t be, who is God? I think the question should be, who are YOU, the being driving the body in this physical world?  Why?  Because we were born with the gift of knowledge to know God.  And, in knowing God is knowing us! </p>
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			<media:title type="html">Judah Kochies S.</media:title>
		</media:content>
	</item>
		<item>
		<title>Understanding Your Feelings, Manifesting and Heart Consciousness</title>
		<link>http://selfmasteryuniversity.wordpress.com/2008/04/01/understanding-your-feelings-manifesting-and-heart-consciousness/</link>
		<comments>http://selfmasteryuniversity.wordpress.com/2008/04/01/understanding-your-feelings-manifesting-and-heart-consciousness/#comments</comments>
		<pubDate>Tue, 01 Apr 2008 18:48:41 +0000</pubDate>
		<dc:creator>Judah Kochies S.</dc:creator>
				<category><![CDATA[Consciousness]]></category>
		<category><![CDATA[Law of Attraction]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Quantum Theory]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[Spiritual Enlightenment]]></category>

		<guid isPermaLink="false">http://selfmasteryuniversity.wordpress.com/2008/04/01/understanding-your-feelings-manifesting-and-heart-consciousness/</guid>
		<description><![CDATA[We are emotional vibrating beings and we manifest our thoughts and bring them from the world of the unseen&#8211; into the world of form. The Law of Attraction is very real but, it&#8217;s more than what we are thinking.  Why?  Because man can&#8217;t eat from bread alone.  It takes another part of us to truly [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=selfmasteryuniversity.wordpress.com&amp;blog=3289622&amp;post=38&amp;subd=selfmasteryuniversity&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>We are emotional vibrating beings and we manifest our thoughts and bring them from the world of the unseen&#8211; into the world of form. The Law of Attraction is very real but, it&#8217;s more than what we are thinking.  Why?  Because man can&#8217;t eat from bread alone.  It takes another part of us to truly manifest our thoughts and that is how we are FEELING!</p>
<p>Our feelings are the greatest vibration.  If I think it, will I manifest it?  Maybe.  If I &#8220;feel&#8221; strongly about what I am thinking, will I manifest it?  Absolutely!</p>
<p>Jesus said, &#8220;As a man thinketh in his HEART so is he.&#8221;  Jesus did not say, &#8220;As a man thinketh in his mind&#8230;&#8221;  Why would he say &#8220;heart?&#8221;  Because Jesus understood, even back then, that our feelings are the greatest emotional vibration.  The heart generates the feeling and it&#8217;s through our feelings that we are truly manifesting.</p>
<p>You see, when you don&#8217;t feel good about something, the heart sends a message to the brain and the brain creates mental pictures and dialogs based off what your feeling.  But it&#8217;s the feeling that&#8217;s the strongest vibration and it&#8217;s through your feelings that you attract certain people and situations into your life.</p>
<p>How could this be?  Well, there is an electromagnetic field that surrounds your heart and affects every cell within the body temple. This electromagnetic field also extends beyond the body for several feet.  This has been proven in science with special sensitive measuring devices.  Some feel, including myself, that this electromagnetic field around our heart extends out from our body for several miles.</p>
<p>This is where Law of Attraction comes into play.  This electromagnet field attracts like energy, just as a magnet attracts to metal.  Is this what the Bible meant by, &#8220;Ask and It Is Given?&#8221;  Not asking with words but asking with our mind and heart based off our vibrational frequency.</p>
<p>The heart is the key to universal and unconditional love.</p>
<p>The heart is also the pipeline from the physical world into the spiritual.</p>
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			<media:title type="html">Judah Kochies S.</media:title>
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	</item>
		<item>
		<title>What is the Meaning of Truth?</title>
		<link>http://selfmasteryuniversity.wordpress.com/2008/04/01/what-is-the-meaning-of-truth/</link>
		<comments>http://selfmasteryuniversity.wordpress.com/2008/04/01/what-is-the-meaning-of-truth/#comments</comments>
		<pubDate>Tue, 01 Apr 2008 18:35:36 +0000</pubDate>
		<dc:creator>Judah Kochies S.</dc:creator>
				<category><![CDATA[Awareness]]></category>
		<category><![CDATA[Consciousness]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[Spiritual Enlightenment]]></category>

		<guid isPermaLink="false">http://selfmasteryuniversity.wordpress.com/?p=37</guid>
		<description><![CDATA[Truth is truth.  Nothing more, nothing less.  Before there was truth there was nothing! Truth is timeless just as your highest Self.  Truth is eternal just as your highest Self.  Truth is ageless and everlasting &#8230; just as your highest Self. Truth is to know and to KNOW transcends belief.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=selfmasteryuniversity.wordpress.com&amp;blog=3289622&amp;post=37&amp;subd=selfmasteryuniversity&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Truth is truth.  Nothing more, nothing less.  Before there was truth there was nothing!</p>
<p>Truth is timeless just as your highest Self.  Truth is eternal just as your highest Self.  Truth is ageless and everlasting &#8230; just as your highest Self.</p>
<p>Truth is to know and to KNOW transcends belief.</p>
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			<media:title type="html">Judah Kochies S.</media:title>
		</media:content>
	</item>
		<item>
		<title>Did God Create Evil?</title>
		<link>http://selfmasteryuniversity.wordpress.com/2008/04/01/did-god-create-evil/</link>
		<comments>http://selfmasteryuniversity.wordpress.com/2008/04/01/did-god-create-evil/#comments</comments>
		<pubDate>Tue, 01 Apr 2008 18:09:28 +0000</pubDate>
		<dc:creator>Judah Kochies S.</dc:creator>
				<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[Spiritual Enlightenment]]></category>

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		<description><![CDATA[I was searching online and I came across this story that I would like to share with you.  It made me think and it also touched me in a unique way.  After you read the story I would like you to leave your thoughts and comments.  Thank you and happy reading. &#8211; Judah Kochies Did [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=selfmasteryuniversity.wordpress.com&amp;blog=3289622&amp;post=36&amp;subd=selfmasteryuniversity&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>I was searching online and I came across this story that I would like to share with you.  It made me think and it also touched me in a unique way.  After you read the story I would like you to leave your thoughts and comments.  Thank you and happy reading. &#8211; Judah Kochies</p>
<p><strong></strong></p>
<p><strong>Did God create everything that exists? Does evil exist? Did God create evil? </strong></p>
<p>A University professor at a well known institution of higher learning challenged his students with this question. &#8220;Did God create everything that exists?&#8221;</p>
<p>A student bravely replied, &#8220;Yes he did!&#8221; &#8220;God created everything?&#8221;</p>
<p>The professor asked. &#8220;Yes sir, he certainly did,&#8221; the student replied.</p>
<p>The professor answered, &#8220;If God created everything; then God created evil. And, since evil exists, and according to the principal that our works define who we are, then we can assume God is evil.&#8221;</p>
<p>The student became quiet and did not answer the professor&#8217;s hypothetical definition.</p>
<p>The professor, quite pleased with himself, had boasted to the students that he had proven once more that the faith in a God was a myth.</p>
<p>Another student raised his hand and said, &#8220;May I ask you a question, professor?&#8221;</p>
<p>&#8220;Of course&#8221;, replied the professor.</p>
<p>The student stood up and asked, &#8220;Professor, does cold exist?&#8221;</p>
<p>&#8220;What kind of question is this? Of course it exists. Have you never been cold?&#8221; Said the Professor.</p>
<p>The other students snickered at the young man&#8217;s question.</p>
<p>The young man replied, &#8220;In fact sir, cold does not exist. According to the laws of physics, what we consider cold is in reality the absence of heat. Every body or object is susceptible to study when it has or transmits energy, and heat is what makes a body or matter have or transmit energy. Absolute zero <b></b>(-460 F<b></b>) is the total absence of heat; and all matter becomes inert and incapable of reaction at that temperature. Cold does not exist. We have created this word to describe how we feel if we have no heat.&#8221;</p>
<p>The student continued, &#8220;Professor, does darkness exist?&#8221;</p>
<p>The professor responded, &#8220;Of course it does.&#8221; The student replied, &#8220;Once again you are wrong sir, darkness does not exist either. Darkness is in reality the absence of light.  Light we can study, but not darkness. In fact, we can use Newton&#8217;s prism to break white light into many colors and study the various wavelengths of each color. You cannot measure darkness. A simple ray of light can break into a world of darkness and<br />
illuminate it. How can you know how dark a certain space is? You measure the amount of light present. Isn&#8217;t this correct? Darkness is a term used by man to describe what happens when there is no light present.&#8221;</p>
<p>Finally the young man asked the professor, &#8220;Sir, does evil exist?&#8221;</p>
<p>Now uncertain, the professor responded, &#8220;Of course, as I have already said. We see it everyday. It is in the daily examples of man&#8217;s Inhumanity to man. It is in the multitude of crime and violence everywhere in the world. These manifestations are nothing else but evil. To this the student replied, &#8220;Evil does not exist, sir, or at least it does not exist unto itself. Evil is simply the absence of God. It is just like darkness and cold, a word that man has created to describe the absence of God. God did not create evil. Evil is the result of what happens when man does not have God&#8217;s love present in his heart. It&#8217;s like the cold that comes when there is no heat, or the darkness that comes when there is no light.&#8221;</p>
<p>The professor sat down.</p>
<p>The young man&#8217;s name &#8211; Albert Einstein</p>
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			<media:title type="html">Judah Kochies S.</media:title>
		</media:content>
	</item>
		<item>
		<title>Ending Racism with Knowledge of Self</title>
		<link>http://selfmasteryuniversity.wordpress.com/2008/04/01/ending-racism-with-knowledge-of-self/</link>
		<comments>http://selfmasteryuniversity.wordpress.com/2008/04/01/ending-racism-with-knowledge-of-self/#comments</comments>
		<pubDate>Tue, 01 Apr 2008 17:47:28 +0000</pubDate>
		<dc:creator>Judah Kochies S.</dc:creator>
				<category><![CDATA[Awareness]]></category>
		<category><![CDATA[Consciousness]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Self-Improvement]]></category>

		<guid isPermaLink="false">http://selfmasteryuniversity.wordpress.com/?p=35</guid>
		<description><![CDATA[Racism is an emotional disease that plagues the very person that is attached to it.  In order for mind and body to be consumed in racism, one must have a sense of self hatred.  How can you love others when you have no love for self?  Through our feelings of self hatred, we allow the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=selfmasteryuniversity.wordpress.com&amp;blog=3289622&amp;post=35&amp;subd=selfmasteryuniversity&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Racism is an emotional disease that plagues the very person that is attached to it.  In order for mind and body to be consumed in racism, one must have a sense of self hatred.  How can you love others when you have no love for self?  Through our feelings of self hatred, we allow the watering of seeds that destroys the very fabric of our being.  We water the seeds of destruction by allowing negative energy to dwell within our circle of influences.</p>
<p>Just as the Spirit, Higher Self, God Self, Soul or whatever you decide to call this Divine Intelligence, uses our brain as a tool to operate the body, so too do we as conscious beings of insight use tools to educate the masses. The tool&#8230; &#8220;Knowledge of Self&#8221; through proper education.</p>
<p>In order to educate those about knowledge of self, we must first understand that having knowledge of self is having the divine knowledge of God and you can&#8217;t have one without the other.</p>
<p>Proper education means constant elevation! This means that proper education is supposed to cultivate what God has put within so that those of us who are cultivated can share with those who are not.  Not for our own personal glory or political gain, but for Divine purpose.</p>
<p>Praise belongs to God who is the nurturer and the care-giver of it&#8217;s children, evolving and making them sustain greatness and wisdom so they can reach a level of spiritual consciousness and human excellence.</p>
<p>Let&#8217;s help end racism, poverty, war and other means of human destruction by being the tool of self knowledge for the human family.</p>
<p>I love you because you&#8217;re me.  And&#8230; I AM present!</p>
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			<media:title type="html">Judah Kochies S.</media:title>
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		<title>Is String Theory the Mind of God?</title>
		<link>http://selfmasteryuniversity.wordpress.com/2008/04/01/string-theory-and-the-mind-of-god/</link>
		<comments>http://selfmasteryuniversity.wordpress.com/2008/04/01/string-theory-and-the-mind-of-god/#comments</comments>
		<pubDate>Tue, 01 Apr 2008 16:44:04 +0000</pubDate>
		<dc:creator>Judah Kochies S.</dc:creator>
				<category><![CDATA[Awareness]]></category>
		<category><![CDATA[Consciousness]]></category>
		<category><![CDATA[Quantum Theory]]></category>
		<category><![CDATA[Spiritual Enlightenment]]></category>

		<guid isPermaLink="false">http://selfmasteryuniversity.wordpress.com/?p=34</guid>
		<description><![CDATA[The best way I can explain String Theory is: Think of the universe as a quilt.  Now this quilt has patterns and the patterns are everything that&#8217;s inside the universe (stars, planets, human beings, etc.)  What is holding this quilt together?  It&#8217;s the yarn (or &#8220;string&#8221;) that holds the quilt together.  You can&#8217;t describe the quilt [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=selfmasteryuniversity.wordpress.com&amp;blog=3289622&amp;post=34&amp;subd=selfmasteryuniversity&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>The best way I can explain String Theory is:</p>
<p>Think of the universe as a quilt.  Now this quilt has patterns and the patterns are everything that&#8217;s inside the universe <b></b>(stars, planets, human beings, etc.<b></b>)  What is holding this quilt together?  It&#8217;s the yarn <b></b>(or &#8220;string&#8221;<b></b>) that holds the quilt together.  You can&#8217;t describe the quilt without describing the patterns.  You can&#8217;t describe the patterns without describing the yarn.  Everything is connected and everything is one.</p>
<p>Now, it&#8217;s said that the yarn <b></b>(or &#8220;string&#8221;<b></b>) is the mind of God because it&#8217;s the yarn that is holding the quilt together and it&#8217;s the yarn that creates the patterns.  Everything has it&#8217;s purpose and place!</p>
<p>This is where the miracles of universal oneness takes it&#8217;s shape.  How can you describe yourself without describing the plant kingdom?  The plant kingdom gives you the oxygen and sugar you need and, in return, you give what the plant kingdom needs through a process called Photosynthesis.  How can you describe yourself without describing the ground you walk upon?  How can you describe yourself without describing human beings and life as we know it?</p>
<p>We are all interconnected and not separate from anything in existence.  We are connected and woven together by an unseen force, an unseen string that we call string theory.  As I mentioned earlier, string theory is sometimes referred to as the mind of God.  Without this mind of God, nothing can exists.</p>
<p>There&#8217;s a little more to string theory than I described here.  When talking about string theory you must understand that the string is vibrating and it may form a circle or have two points.  I believe this new science and discovery will bridge the gap between science and religion. </p>
<p>Quantum physics and other related branches of science are shifting the way we think about God and our universe.  This science is introducing us to an intelligent wisdom that has created everything in the universe.  This intelligent wisdom, that we call God, has been the driving force behind the human experience and is in fact our spirit at work.  Furthermore, this science will be the proof we need that God really does exist.  Something we&#8217;ve known about since our beginning.</p>
<p>Please feel free to leave your thoughts on string theory and quantum physics.  I would like to know what you think and feel about the subject.  Do you agree?  Disagree?  Let me know what you think.</p>
<p>I can go on about how we are TRULY ONE with all of creation and not separate from anything. However, I hope the above helps.</p>
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			<media:title type="html">Judah Kochies S.</media:title>
		</media:content>
	</item>
		<item>
		<title>4 Pitfalls of Conventional Real Estate Investing</title>
		<link>http://selfmasteryuniversity.wordpress.com/2008/04/01/4-pitfalls-of-conventional-real-estate-investing/</link>
		<comments>http://selfmasteryuniversity.wordpress.com/2008/04/01/4-pitfalls-of-conventional-real-estate-investing/#comments</comments>
		<pubDate>Tue, 01 Apr 2008 02:14:02 +0000</pubDate>
		<dc:creator>Judah Kochies S.</dc:creator>
				<category><![CDATA[Entrepreneurship]]></category>
		<category><![CDATA[Financial Independence]]></category>
		<category><![CDATA[Real Estate Investing]]></category>
		<category><![CDATA[Wealth & Money]]></category>

		<guid isPermaLink="false">http://selfmasteryuniversity.wordpress.com/?p=33</guid>
		<description><![CDATA[Many of you may not know how or what it means to buy property using conventional financing.  If you are new to real estate investing, the conventional way of acquiring properties is NOT the beast way to get started.  Even if you are a seasoned investor, the traditional ways of buying property are not idea. So, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=selfmasteryuniversity.wordpress.com&amp;blog=3289622&amp;post=33&amp;subd=selfmasteryuniversity&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Many of you may not know how or what it means to buy property using conventional financing.  If you are new to real estate investing, the conventional way of acquiring properties is NOT the beast way to get started.  Even if you are a seasoned investor, the traditional ways of buying property are not idea.</p>
<p>So, how do you buy properties using conventional methods?  Simple, you (1) find the property, (2) pay the large downpayment (usually with your own money), and (3) pay the remaining balance through a lending institution.  Lets not forget the lending institution will check to see if you have good credit, you have 20-30 percent to put down, and if you have a steady flow of monthly income.</p>
<p>Now, if the lending institutions let you borrow the cash needed to buy properties, you may have to spend time and money fixing up the dwelling, finding renters, taking care of maintenance, etc.  However, in the end, you&#8217;ve built equity in your investment properties by appreciation over the years and paying down the loan.  This is a good strategy but in my humble opinion, not the best or smartest one to use.</p>
<p>Everybody knows that real estate has created more millionaires than any endeavor.  So, why aren&#8217;t more people investing in real estate?  It&#8217;s because most people fear this opportunity and here&#8217;s why&#8230;</p>
<p><strong>Pitfall 1: You Need a Large Downpayment.</strong>  Lending institutions are hesitant about lending investors money to buy property.  Why?  Because the lending institutions may think investors are not serious enough about paying off the underlying loan because, 9 times out of 10, the investor will not be living in the dwelling.  Lending institutions may also require you to put down 20-30 percent of the purchase price.  If you only buy properties this way and keep putting 20-30 percent down, then your pockets will be empty while your property value is high.  In other words, you will become &#8220;property rich&#8221; and &#8220;cash broke.&#8221;</p>
<p><strong>Pitfall 2: Real Estate Investing is Very Risky.</strong>  When using your own money to invest in real estate, it can become extremely risky.  Why?  The more money you have tied into a deal, the higher your risk factor.  If you have $30,000 tied into a property worth $100,000, you can&#8217;t just walk away from the deal if things get ugly.  The only way to lower your risk is to have little or no money tied into any property.  Always try to keep your investment dollars at zero.</p>
<p><strong>Pitfall 3: Negative Cash Flow (NCF).</strong>  Though the idea of buying property to hold for the long term is good, NCF or negative cash flow can play a major role in your monthly profit from your renters.  You may have $100 in positive cash flow on any one property but, if you&#8217;re always fixing broken toilets every month, then you&#8217;re generating NCF.  What if the roof of your property collapsed.  You as the owner will have to pay to have it replaced.  You have to take care of both minor and major problems.  Also, who is going to mow the lawn and take care of the landscaping?  Even if you don&#8217;t do those things yourself, you&#8217;ll have to pay someone to do it for you.</p>
<p><strong>Pitfall 4: Becoming a Tired Landlord.</strong>  If you acquire a large amount of properties at any given time, you will become a tired landlord.  This is when you become so involved in the day-to-day maintenance and managing of your properties.  You&#8217;ll quickly start to see that you don&#8217;t have the time to go out and buy more properties, which is something you should be doing if you want to strike it rich in real estate.  You could hire a real estate managing company to manage your properties but, you&#8217;ll waste time just making sure the company you hired is doing their job correctly.</p>
<p>You don&#8217;t have to go through the four pitfalls I describe above to make money in real estate.  You have to become a smart investor.  There are several creative real estate investing strategies you can use right now to get started making money in real estate.  Strategies such as lease options, purchase options, wholesaling, short sales, and subject-to deals.  These creative techniques will allow you to buy or control properties with little or no money down.   </p>
<p>I hope this information served you well.  Before I go I want to leave you with this final thought&#8230;</p>
<p>Smart real estate investing is the key to real estate wealth.    </p>
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			<media:title type="html">Judah Kochies S.</media:title>
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		<title>3 Keys to Positive Affirmations</title>
		<link>http://selfmasteryuniversity.wordpress.com/2008/03/31/3-keys-to-positive-affirmations/</link>
		<comments>http://selfmasteryuniversity.wordpress.com/2008/03/31/3-keys-to-positive-affirmations/#comments</comments>
		<pubDate>Mon, 31 Mar 2008 16:14:27 +0000</pubDate>
		<dc:creator>Judah Kochies S.</dc:creator>
				<category><![CDATA[Achievement]]></category>
		<category><![CDATA[Awareness]]></category>
		<category><![CDATA[Consciousness]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Self-Improvement]]></category>

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		<description><![CDATA[Do you really understand the power of Positive Self Talk (PST)? The way you talk to yourself is very important to the success you desire. If you want to be successful in any area of your life, you must first learn to talk to yourself in a positive and constructive way. The way we do [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=selfmasteryuniversity.wordpress.com&amp;blog=3289622&amp;post=32&amp;subd=selfmasteryuniversity&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Do you really understand the power of Positive Self Talk (PST)? The way you talk to yourself is very important to the success you desire. If you want to be successful in any area of your life, you must first learn to talk to yourself in a positive and constructive way. The way we do this is with positive statements that you make to yourself which increases your confidence and well being.</p>
<p>Below I’ve listed the 3 keys to these positive statements that we call affirmations.</p>
<p><strong>Key #1: Personal &#8211; Affirmations should always be personal</strong></p>
<p>This means that you should always begin with the word “I.” Never start an affirmation with the word “You” or “We.” For example, the proper way to use affirmations would be to say, “I like myself” or “I can do anything my heart desires.”</p>
<p><strong>Key #2: Positive &#8211; Affirmations should be positive and never negative</strong></p>
<p>For you to have confidence and live life more abundantly, you must always talk to yourself in a positive and loving manner. Never use words or phrases that will send your inner self into a dark place. You have a choice to talk positively or negatively to yourself and about yourself.</p>
<p><strong>Key #3: Present Tense &#8211; Affirmations should be said in the NOW </strong></p>
<p>When using affirmations effectively, you should always say things in the present tense as if it were happening in the now. The proper way to say things in the now would be to say, “ I AM happy” or “I AM a non smoker” or “I AM living a healthy life.” Never use “I will.” By using “I will” you are placing your statement in the future and your subconscious mind does not recognize anything that is stored for future purposes. Always us “ I AM.”</p>
<p>If I could leave you with one secret of success it would be to talk to yourself about the things your heart desires and never talk to yourself about the things your heart does not desire. See yourself becoming what you want to accomplish and talk to yourself in that manner. Try this for 30 days and see if you don’t begin to acquire more and have a sense of inner peace.</p>
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			<media:title type="html">Judah Kochies S.</media:title>
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		<title>Food for Thought: Laziness</title>
		<link>http://selfmasteryuniversity.wordpress.com/2008/03/31/food-for-thought-laziness/</link>
		<comments>http://selfmasteryuniversity.wordpress.com/2008/03/31/food-for-thought-laziness/#comments</comments>
		<pubDate>Mon, 31 Mar 2008 08:35:42 +0000</pubDate>
		<dc:creator>Judah Kochies S.</dc:creator>
				<category><![CDATA[Food for Thought]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Self-Discipline]]></category>
		<category><![CDATA[Self-Improvement]]></category>

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		<description><![CDATA[&#8220;Laziness is like a mean snake in the grass.  If you don&#8217;t watch out, it will sneak up on you and bit you in the butt.&#8221; &#8220;A little less motivation, a little extra sleep, a little extra food on the plate, and laziness will be knocking at your door.  What next?  Opportunity will stop knocking!&#8221; &#8220;Laziness is [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=selfmasteryuniversity.wordpress.com&amp;blog=3289622&amp;post=31&amp;subd=selfmasteryuniversity&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>&#8220;Laziness is like a mean snake in the grass.  If you don&#8217;t watch out, it will sneak up on you and bit you in the butt.&#8221;</p>
<p>&#8220;A little less motivation, a little extra sleep, a little extra food on the plate, and laziness will be knocking at your door.  What next?  Opportunity will stop knocking!&#8221;</p>
<p>&#8220;Laziness is like a drug addiction.  Once you&#8217;ve been conditioned for so long, it&#8217;s very hard to bounce back.&#8221;</p>
<p>&#8220;Health and fitness &#8230; very important when concerning human development.  Allow laziness to creep into your being and you can throw your human potential out the window.&#8221;</p>
<p>&#8220;We live in a world of dualism so the opposite of laziness is motivation.  What creates motivation is a burning desire to accomplish a goal and succeed.  Learn to water this seed and laziness will get no playing time.  Laziness will be standing alone on the sidelines of shame.&#8221;   </p>
<p>&#8220;The definition of laziness is to be inactive, sluggish, or idle.  Tell me, does this definition define your existence?  I hope not.&#8221;</p>
<p>&#8220;You can&#8217;t get rid of laziness.  Laziness lives inside of all of us.  The secret is to not let laziness control your life.&#8221; </p>
<p>________________________________________________________________</p>
<p>&#8220;Food for Thought&#8221; are collections of Judah Kochies&#8217; thoughts about a particular topic of study or discussion.  In the future, Judah&#8217;s thoughts will be published into a pocket sized booklet for easy access and reading.  Our readers will be among the first to be notified when these booklets become available.</p>
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			<media:title type="html">Judah Kochies S.</media:title>
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		<title>Food for Thought: Achievement</title>
		<link>http://selfmasteryuniversity.wordpress.com/2008/03/31/food-for-thought-achievement/</link>
		<comments>http://selfmasteryuniversity.wordpress.com/2008/03/31/food-for-thought-achievement/#comments</comments>
		<pubDate>Mon, 31 Mar 2008 08:33:22 +0000</pubDate>
		<dc:creator>Judah Kochies S.</dc:creator>
				<category><![CDATA[Achievement]]></category>
		<category><![CDATA[Food for Thought]]></category>
		<category><![CDATA[Personal Development]]></category>
		<category><![CDATA[Self-Improvement]]></category>

		<guid isPermaLink="false">http://selfmasteryuniversity.wordpress.com/?p=30</guid>
		<description><![CDATA[&#8220;Motivation can&#8217;t work for you if you don&#8217;t have a major definite purpose.  You must find your &#8220;why&#8221; in life and let the universe take it&#8217;s course.&#8221; &#8220;The driving force behind every accomplishment is the determination to achieve that particular goal.  Once you figure out what you want for your life the how becomes easy.&#8221;  &#8220;Those who [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=selfmasteryuniversity.wordpress.com&amp;blog=3289622&amp;post=30&amp;subd=selfmasteryuniversity&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>&#8220;Motivation can&#8217;t work for you if you don&#8217;t have a major definite purpose.  You must find your &#8220;why&#8221; in life and let the universe take it&#8217;s course.&#8221;</p>
<p>&#8220;The driving force behind every accomplishment is the determination to achieve that particular goal.  Once you figure out what you want for your life the how becomes easy.&#8221; </p>
<p>&#8220;Those who have mastered self welcomes failure.  They understand that failure has an opposite and the opposite is at one with it&#8217;s counterpart.&#8221;</p>
<p>&#8220;In order to achieve and overcome what seems impossible, you must first have a burning desire to succeed.&#8221;</p>
<p>&#8220;Never let your comfort zone stand in the way of your dreams.  This is robbery at it&#8217;s core.  Robbery is seen as the crime of stealing property by violence or intimidation.  My question to you,  Are you intimidated by your comfort zone?  If the answer is yes, then you are probably experienceing some inner violence.&#8221;</p>
<p>&#8220;If you can think it, then you can achieve it.  If you can achieve it, then everything is ultimately possible for you.&#8221;  </p>
<p>________________________________________________________________</p>
<p>&#8220;Food for Thought&#8221; are collections of Judah Kochies&#8217; thoughts about a particular topic of study or discussion.  In the future, Judah&#8217;s thoughts will be published into a pocket sized booklet for easy access and reading.  Our readers will be among the first to be notified when these booklets become available.</p>
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